Sakshi Simplifies

  In today's ever-evolving financial landscape, equity shares have emerged as one of the most sought-after investment vehicles. As investors, it's crucial to comprehend the concept of equity shares, the risks associated with them, and the potential benefits they offer. In this article, we will delve into the world of equity shares, shedding light on ownership, risks, and the advantages of investing in them.   Ownership through Equity Shares: Equity shares represent ownership in a company, giving shareholders a proportional stake in its assets, profits, and decision-making processes. When you purchase equity shares of a company, you become a part-owner, entitled to voting rights, dividends, and a share in the company's growth.   Understanding the Risks: Market Volatility: Equity markets are subject to fluctuations due to various factors such as economic conditions, political events, and global trends. These fluctuations can impact the value of equity shares, ...

Should you buy a life insurance policy? The answer is yes. You should definitely buy a life insurance policy. It helps in securing the future of your family financially. Should you buy insurance because you will die? No, you should buy insurance because your loved ones are going to live. Insurance has become crucial as well as more affordable. There has been an increase in customer interest in buying life insurance. Therefore, in recent years there are various new types of new insurance policies that are being offered to meet the customer expectations.  There is an emerging customer base that wants a hassle-free one-click solution. This segment is more self-aware, self in charge and self-controlled. They want to interact directly with insurers regarding their expectations for insurance. This has helped insurers to come out with policies that satisfy the requirements of the customers. Due to the increasing number of working women. An insurance policy for both the husband and wife is...

You don’t need a high-paying job to become rich. Yes, you read it right. All you need is the right investments on your portfolio to become rich. If you are investing in the right securities in the right proportion. Then no one can stop you from becoming rich. It is true that it takes time but in this constantly changing world. With skyrocketing inflation and the value of money going down rapidly. How to increase the value of your money? Many times you think that this rate of return is fabulous but still struggle to finance the luxurious life you were constantly dreaming of. It is not just because your income is less. It is also because you are not investing in the right way. Your portfolio is unbalanced or the return isn’t able to beat inflation. Maybe your investments are not minded keeping in mind the future. Making the right assumptions while investing is the most important part. If your expected inflation rate is less than the actual inflation rate, you would not get desired return...

Retirement is not the end of the road but an opening to the highway. But, remember you should have enough fuel to drive on that highway. Before entering the phase of retirement, make sure you have enough savings.  Financial security after retirement doesn’t happen overnight. You should start planning now to avoid the problem later in life. The Covid-19 pandemic has shown us the importance of planning our finances. It has shown us that we should focus on long term financial goals and financial security after retirement. After Covid-19, pandemic there has been an increase in services related to retirement plans. People have started to focus not only on financial security but also on retirement savings.  Are you willing to live a worry-free retirement life? Then this is the right time to start taking your first step towards a worry-free retirement life. The process of retirement planning is multi-step and, it differs from person to person. Various factors will help you in decidin...

An IPO is a big step for any company as it gives the company access to raising a good amount of money. This gives the company an opportunity to grow and expand. It also increases credibility which further helps the company in obtaining debt as the credibility and transparency have been increased. What is an Initial Public Offering (IPO)? How does it benefit the company? Should you invest in an IPO? What is an Initial Public Offering (IPO)? An initial public offering (IPO) is the process through which shares of a private corporation are offered to the public in a new stock issuance. The process to issue IPO takes place in the primary market. It is also known as the new issue market. Public share issuance helps a company by allowing it to raise capital from public investors. The transition which takes place from a private to a public company can be a crucial time for the private investors to realize most of the gains from their investment as mostly it includes share premiums for the cur...

 If you are trying to manage your finances. Then making a budget can help you get started with the process. The first step in turning your financial goals into reality is making a budget. A budget that not only looks good on paper but is also easy to apply practically. The goal is to track the most feasible way to track your finances. So, let’s get started to put a budget plan in action. If you are not maintaining spreadsheets to manage your expenses then you need some other tool which can be an app or even pen and paper. Track your expenses by noting them down. What does a Budget do? Why budget doesn’t work for some people? 5 steps to make your budget What does a Budget do? A budget is a tool that allows you to plan your finances. It helps in tracking the spending habits and the amount spent. Making a budget sound like a tedious process but it is one of the most important elements in keeping your finances in order. Why budget doesn’t work for some people? There are so many people...